Medicare
Medicare Part A
Medicare Part B
Most people pay a premium for Medicare Part B. Even if you are enrolled in a Medicare Advantage plan that provides your Part A and Part B benefits, you will still pay your Part B premium. Medicare Part B covers services tht treat illnesses or conditions such as doctor’s office visits, lab work, x-rays, and outpatient surgeries. It also covers preventive services like cancer screenings and flu shots. Part B also covers medically necessary durable medical equipment such as wheelchairs, walkers and diabetic shoes as part of treatment for a disease or condition.
Medicare Part D
Prescription Drug Plans
Original Medicare doesn’t cover prescription drugs. Although Medicare Part D coverage is optional, it can be valuable if you take medications. You will pay a late enrollment penalty if you don’t sign up for Medicare Part D Coverage when you are first eligible. You can get Medicare Part D prescription drug coverage either through an independent Prescription Drug Plan (PDP) or through a Medicare Advantage Plan that includes prescription drug coverage.
